Universal life investments

Fund information

Fund Name 6m 1y 3y 5y 10y Current Unit Value Previous Unit Value
Asset Allocation 9.43 % 12.85 % 4.58 % 7.41 % 3.52 % $23.934 $23.837
Canadian Bond 2.37 % -1.04 % 2.63 % 2.72 % 2.71 % $20.889 $20.886
Canadian Stock 13.34 % 20.14 % 3.19 % 10.33 % 4.22 % $30.876 $30.696
Money Market         0.78 % $13.931 $13.931

Net Returns as of Monday, March 31, 2014

Prices Effective Tuesday, April 22, 2014


* This information is applicable to D2000+ and Equation universal life policies.

Fund performance: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are net returns, i.e. they reflect changes in unit values, reinvested distributions, management fees and, where applicable, administration fees. Past performance does not guarantee future results.

Unit prices: Unit values are not guaranteed, and fluctuate with the market value of the fund assets.

 

Variable universal life

Equation Generation IV, With Bonus (Post May 3, 2013) 1y 2y 3y 4y 5y 10y
GDA** 0.000 % N/A N/A N/A 0.800 % 1.500 %
DIA**: 0.000 %

 

Equilife & Equation Generation IV, Low Fees (Post May 3, 2013) 1y 2y 3y 4y 5y 10y
GDA** 0.000 % N/A N/A N/A 1.300 % 2.000 %
DIA**: 0.000 %

 

Equation Generation IV, With Bonus (Pre May 4, 2013) 1y 2y 3y 4y 5y 10y
GDA** 0.000 % N/A N/A N/A 1.250 % 2.250 %
DIA**: 0.000 %

 

EquiLife & Equation Generation IV Low Fees (Pre May 4, 2013) 1y 2y 3y 4y 5y 10y
GDA** 0.000 % N/A N/A N/A 1.750 % 2.750 %
DIA**: 0.000 %

 

Equation Generation III 1y 2y 3y 4y 5y 10y
GDA** 0.000 % N/A N/A N/A 2.250 % 2.250 %
DIA**: 0.000 %

 

Equation Generation II & Equation ® (Post July 14, 1997) 1y 2y 3y 4y 5y 10y
GDA** 0.000 % N/A N/A N/A 1.750 % 1.750 %
DIA**: 0.000 %

 

Equation 1y 2y 3y 4y 5y 10y
GDA** 0.000 % N/A N/A N/A 4.000 % 4.000 %
DIA**: 0.000 %

All above rates exclude any applicable bonuses

D2000+ 1y 2y 3y 4y 5y 10y
GDA** 0.000 % 0.600 % 3.000 % 3.000 % 3.000 % N/A
DIA**: 0.000 %

The rate for monthly payment of interest = Annual payment rate less .25% Band 1: $500-$24,999; Band 2: $25,000-$49,999; Band 3: $50,000+


Direction 2000 12-23m 24-35m 36-47m 46-59m 60m 120m
Band 1 4.000 % 4.000 % 4.000 % 4.000 % 4.000 % 4.000 %
Band 2 4.000 % 4.000 % 4.000 % 4.000 % 4.000 % 4.000 %
Band 3 4.000 % 4.000 % 4.000 % 4.000 % 4.000 % 4.000 %

The rate for monthly payment of interest = Annual payment rate less .25% Band 1: $500-$24,999; Band 2: $25,000-$49,999; Band 3: $50,000+

*Effective with payments received at Head Office on or after effective date. Rates apply to the first $250,000: for amounts over this limit, contact our Head Office.

**Compound Interest only

 

Universal Life Loan Interest Rate: 4.000 % (Rate Effective Friday, September 10, 2010)