10 & 20 Year Renewable and Convertible Term Insurance

Term insurance from Equitable Life provides temporary, flexible and affordable protection for you, your family and/or your business.

Why it makes sense

Anything can happen and when it does, it's important to be prepared. For the set period of time you choose, Term insurance helps protect you and your family against situations impacting your ability to:

  • Continue mortgage payments
  • Replace your income
  • Fund your children's education
  • Maintain your family's lifestyle
  • Cover estate taxes, final expenses, or personal loans

How it works

Unlike permanent insurance which lasts a lifetime, competitively priced Term is intended to cover your insurance needs for a set amount of time. Plan options include 10 and 20 year renewal periods, with guaranteed rates renewing at the end of the duration selected.

Customizing a plan just for you

With term insurance, you can customize your plan with optional benefits to meet your changing needs.  Plus, our preferred underwriting rewards your good health and lifestyle with better premiums.

Unique mortgage protection

When it comes to protecting your mortgage, not all plans are created equal.  Is your mortgage insurance protecting you…or your bank?  Find out how insuring your mortgage with term insurance puts your needs first.