Equation Generation IV & EquiLife
Participating universal life insurance provides cost-effective
life insurance protection and tax-advantaged investment
Equation Generation IV
A plan ideal for clients who want cost-effective life insurance
and tax-advantaged investment opportunities. You can choose
from 2 plan types:
- Equation Generation IV with Bonus provides an
incentive bonus* plus an investment bonus that is guaranteed
regardless of market performance or rates of returns.
- Equation Generation IV Low Fees provides an
incentive bonus* plus offers lower management fees that immediately
enhance the return on your investment for maximum tax-advantaged
* The Incentive Bonus is subject to
funding requirements and is NOT GUARANTEED.
EquiLife Limited Pay
A limited pay Cost of Insurance (COI) plan ideal for clients
looking for guarantees: death benefit, costs, cash values, and a
fixed end date for payments.
High performing investment options
Equitable Life offers a wide range of investment options. To
help you select the ones that best match your financial goals and
risk tolerance, complete the Universal Life
Investor Profiler Questionnaire.
Check out the Rates and Performance for
the investment options.
Bundling protects your total life and health needs
You can customize your plan with optional benefits to meet your
changing needs. Bundling universal life with a Term life insurance and a
illness insurance helps protect your total life and health
needs in one convenient policy.
Universal life is a participating policy of
the Company. While it is inforce, this policy is eligible for
ownership dividends. These dividends may be paid based on the
overall earnings of the Company and when the Company has a strong
capital position at the time and into the foreseeable future.
Ownership dividends are paid at the discretion of the Board of
Directors. Dividends are not guaranteed. This policy is
not eligible for experience dividends.