Equitable dividend scale for 2026/2027

May 14, 2026 - Equitable^® is pleased to announce that its Board of Directors has approved continuing the current dividend scale for the period of July 1, 2026, to June 30, 2027.

The interest rate we use to decide the dividend scale will stay at 6.40%.

Other factors used to decide the dividend scale will stay the same.

The interest rate for participating whole life insurance policies with dividends on deposit will stay at 3.50%.

The interest rate for most policy loans will remain at 6.50%. This applies to both new and existing policy loans, and automatic premium loans. Older policies may have different loan rates.

We expect to pay close to $223 million in dividends between July 1, 2026, and the end of June 2027.

Eligible policyholders may get some of the participating fund earnings as dividends.

Every year, we look at how much was earned by the participating fund. Many factors, like the death benefits we paid and how our investments did, can affect the earnings of the participating fund. We use a formula called a dividend scale to figure out how much of the earnings can be paid as dividends. Each year, we make sure the dividend scale reflects in the performance of the participating fund. Using the dividend scale, we determine the dividend payment. If a dividend is declared, it will get paid towards eligible policies.

Dividends are not guaranteed. Dividends are paid at the sole discretion of the Board of Directors.

More information is available in the Resources section on our Whole Life page.