Equitable — stability you can count on

Our strong capital means clients can count on Equitable to live up to our promises, today and in the future, regardless of economic cycles. Our financial strength allows us to invest in our products and services to always do better for our clients.

Financial strength and growth momentum – delivering for clients

Equitable ended the year with a 159% LICAT (Life Insurance Capital Adequacy Test) ratio. This strong ratio, which well exceeds OSFI’s target of 100% and is one of the highest in the industry, affirms that we are well capitalized to deliver on our promises today and well into the future. During 2025, Equitable paid $176 million in dividends to clients with participating whole life contracts. This is 28% higher than the previous year, reflecting Equitable’s strong financial results.

In 2025, growth momentum continued across all three lines of business. Total premiums and deposits reached $4.3 billion, an increase of 27% over the previous year. Total assets increased by 24%, reaching $12.7 billion.

Our commitment to offering valued, simple and comprehensive solutions was demonstrated in 2025 through continuous improvements to the products we offer and the introduction of new products. This included the launch of the new Equitable Guaranteed Investment Funds™, the launch of the ExtraBenefits™ digital platform for voluntary benefits, and the introduction of a new Equitable Health Digital Dashboard for group benefit clients and members.